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Southern California Law Advocates, P.C.
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Los Angeles Bankruptcy Attorney

Experienced Bankruptcy Attorney

Get advice from an experienced bankruptcy attorney who has filed well over 3,000 cases. Caroline Kim has represented clients in well over 3,000 cases filed in Riverside, Orange County & Los Angeles.

$100 To Start Referring Creditors To Our Law Office

Our law firm prides itself on providing a higher quality of service in handling your Chapter 7 or Chapter 13 bankruptcy case. We want you to feel comfortable with the process and understand that we are here to help you complete the process without stress. Our approach is to understand your particular situation and to find a solution that will help you right away. Whether you are experiencing a wage garnishment, possible foreclosure, or harassing creditor calls, we will work with you to resolve the situation and get you debt free. Our approach is to educate you and walk you through the process so that you feel comfortable at every step in your bankruptcy case.

Information on Bankruptcy

Chapter 7 Bankruptcy - is a liquidation bankruptcy case where your non-exempt assets are sold by the trustee to pay off creditors. In the majority of bankruptcy cases all of your assets will be protected and creditors will receive nothing in the bankruptcy case. The Chapter 7 bankruptcy process lasts approximately 4-5 months from the time of filing. Once your bankruptcy case is filed there is an automatic stay that prevents creditors from continuing lawsuits to collect on the debt, garnishing your wages or contacting you about the debt. During your bankruptcy consultation we will examine your assets and financial situation to ensure that all of your assets are protected in the bankruptcy case and that you qualify.

Advantage of Chapter 7 Bankruptcy

  • The short time in which you can obtain a fresh start and be free of all dischargeable debts.
  • It will stop any pending lawsuits actions, collection actions, repossession, and creditor calls.
  • You will have the ability to start fresh again in rebuilding your financial future.

Chapter 13 Bankruptcy- is a repayment plan where you pay a portion or all of your debt back to creditors. Your plan can range from 36 to 60 months depending on whether your gross yearly income is over the state's median income. If you are below the state's median income for your family size then your will have a repayment plan for 36 months and if you are above the state's median income your repayment plan will be for 60 months.

Advantages of Chapter 13 Bankruptcy:

  • Chapter 13 bankruptcy allows your to stop the foreclosure of your home and pay back any arrears on your mortgage that are past due.
  • Remove Second Mortgage - You may be able to treat your second mortgage as unsecured debt in Chapter 13 bankruptcy.
  • Allows you to keep assets that may not be protected by your state's bankruptcy exemptions.
  • Your are protected from lawsuits, garnishments, and creditor contact while you are in the Chapter 13 bankruptcy plan.

SCLA assists clients throughout Los Angeles County in filing their bankruptcy cases. We have experience is helping you eliminate your credit card debt and prevent the foreclosure of your home. Call us now to setup an appointment with our Los Angeles bankruptcy attorney. Call (213) 330-8999.

Los Angeles Office Locations

Southern California Law Advocates
515 S. Flower St.
36th Floor
Los Angeles, CA 90071

Southern California Law Advocates
3711 Long Beach Blvd.
Ste. 710
Long Beach CA 90807

Directions to Location:

Southern California Law Advocates
515 S. Flower St.
36th Floor
Los Angeles, CA 90071

Telephone:(213) 330-8999

By Road:

  • From 110 Freeway
    110 North to 3rd/4th Street Exit
    3rd St. ramp stay in right lane to S. Flower Right on S. Flower to 5h street
    Right turn on 5th and immediately cross to far left lane. The subterranean parking under the building will be on your left side.

By Public Transport:

  • Metrolink from Long Beach, El Segundo, Burbank, North Hollywood, Mid Wilshire to 7th Street Metro Center - Downtown Los Angeles

Call 213-330-8999 for a free consultation with a bankruptcy attorney now.

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