Moreno Valley Bankruptcy Lawyer
If you are facing constant pressure from creditors and bill collectors, you need to seek immediate legal assistance. Call 951-241-8070 to obtain a free initial consultation with
Norma Duenas, an Avvo Top Rated Attorney. It is important that you talk to an experienced
Moreno Valley Bankruptcy Lawyer who can explain your options and rights. Do not allow creditors to harass you and pressure you. It is important that you learn your rights. Protect your family and property from creditors. The bankruptcy code was intended to provide you financial relief and offer you the opportunity to rebuild your financial future. Take the important steps to protect your future.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is an important legal solution to eliminating credit card debt, medical bills, and personal loans. Filing for Chapter 7 bankruptcy can provide you important financial relief that will allow you to rebuild your credit. When you file for Chapter 7 bankruptcy relief all creditor action to collect debts against you must cease immediately. Creditors will be prohibited from calling, levying, garnishing or proceeding with any legal action in court. Obtaining a discharge of your debts, eliminates your personal liability for the debts. Creditors cannot seek any collection against debts that have been discharged in your bankruptcy case
Our bankruptcy lawyers have represented and helped hundreds of families in Moreno Valley CA eliminate their debts and protect their property. Our attorneys are experienced in handling complex bankruptcy matters and have been 100% successful in discharging debts in Chapter 7 bankruptcy cases.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is an important tool that can help you protect your home, and restructure your debt. Chapter 13 bankruptcy has many advantages including:
- Removing Your Second Mortgage
- Pay Past Due Home Mortgage Arrears
- Pay Debts Owed to the IRS and State
- Pay Child Support and Alimony Arrears
- Reorganize your Debts
- Stop Foreclosure
Chapter 13 bankruptcy offers many advantages in protecting your home and eliminating debts. It provides you with the opportunity to stop a home foreclosure and offer a repayment plan to pay back any past due home mortgage payments. If you are facing a home foreclosure, filing for Chapter 13 bankruptcy will immedidately stop the foreclosure process.
In California a lender is required to file and record a notice of default prior to foreclosing on your home. Once this notice of default has been recorded you have 3 months before the creditor can record a Notice of Sale Date. Filing for Chapter 13 bankruptcy during this period will stop the process from continuing. The lender cannot proceed with the foreclosure process unless they obtain court permission.