Temecula & Murrieta Bankruptcy Lawyers
Eliminate Your Debts Now and Get Peace of Mind
Call (951) 294-5471 for a Free Consultation
Attorney Norma Duenas, Esq.
If you are facing a foreclosure, garnishments, judgments, repossessions, harassing creditor calls or just drowning in debt our lawyers can offer you solutions to resolve your situation. Our experienced attorneys will advice you on how to resolve your situation and get a financial fresh start.
If you are like many Americans, the thought of filing for bankruptcy can be a stressful and a difficult thing to imagine. Bankruptcy Laws were passed for the specific purpose of helping individuals and American families resolve their financial problems and regain control of their financial future. Bankruptcy offers you the opportunity to resolve your debts in a legal manner. Chapter 7 and Chapter 13 bankruptcy can help you gain control of your finances. Our Temecula Bankruptcy Lawyers are experienced in helping clients:
*Eliminate Credit Card Debt
*Eliminate Medical Bills
*Stop Repossessions & Foreclosures
*Stop Wage Garnishments
*Stop Foreclosures Immediately
Our staff offers dedicated, professional and individualized attention to resolve your situation. Our bankruptcy lawyers provide compassionate and strong legal representation in Chapter 7 bankruptcy and Chapter 13 bankruptcy. Call 866-337-7220 for a free case evaluation.
Chapter 7 vs. Chapter 13 Bankruptcy
During the initial consultation we will review your financial situation and determine whether you qualify for Chapter 7 or Chapter 13 Bankruptcy. Chapter 7 bankruptcy is a liquidation bankruptcy where the trustee has the right to sell your nonexempt assets to pay your creditors. In the majority of circumstances, all of your assets can be protected using California Bankruptcy Exemptions. For example there is a $21,825 wild card protection (when there is no equity in the home or no home) in California which allows you to protect assets totaling $21,825, in addition to other protections. Most Chapter 7 bankruptcy cases are no asset cases where creditors receive nothing in the bankruptcy case and your debts are discharged.
Chapter 13 Bankruptcy is 36 to 60 month repayment plan in which creditors are paid a range from 0% to 100% of their debt. Most people will only pay back a small fraction of their total debt in a Chapter 13 bankruptcy.
During your initial consultation our Temecula and Murrieta bankruptcy lawyers will assess whether you qualify for Chapter 7 or Chapter 13 bankruptcy and will provide you will an affordable payment plan and options to file your bankruptcy case.
Our Temecula Office represents clients from Murrieta, Temecula, Lake Elsinore, Hemet, Sun City, Wildomar, Winchester, Sun City, San Jacinto, Perris, Canyon Lake, and surrounding Inland Empire cities in Consumer bankruptcy cases.
Temecula Office Location
Southern California Law Advocates
41690 Enterprise Cir North #202
Temecula, CA 92590
951-294-5471 URL of Map
Directions to Location:
From 15 Freeway
15 South to Winchester
Winchester off ramp, turn right to Winchester Street
Turn right on Enterprise Circle
- Located inside the Packard Building