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11801 Pierce St.
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Riverside, CA 92505
(951) 241-8070
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Temecula Office

41690 Enterprise Circle N.
Ste. 202
Temecula, CA 92590
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Orange Office

2112 E. Fourth St.
Ste. 103
Santa Ana, CA 92705
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Long Beach Office

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Los Angeles Office

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Los Angeles, CA 90071
(213) 330-8999
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Blog Posts in November, 2012

The Automatic Stay in a Chapter 7 vs. Chapter 13 Bankruptcy

The " automatic stay " protects you from your creditors while you're in bankruptcy. Chapter 7 and 13 provide quite different protections. Under Chapter 7 Bankruptcy The automatic stay is the federal ...
Continue reading "The Automatic Stay in a Chapter 7 vs. Chapter 13 Bankruptcy" »

Do I Still Owe A Debt That Has Been Charged-Off?

The charge-off of a debt is not what it may seem. It is an accounting and tax term that does not change your continuing legal obligation to pay the debt. In fact a charge-off is often an indication ...
Continue reading "Do I Still Owe A Debt That Has Been Charged-Off?" »

How to Respond To A Credit Card Lawsuit in California?

If you are behind on your credit card payments, then there is a possibility that a creditor will eventually serve you with a summons and complaint to collect on the debt. The key factor is not to ...
Continue reading "How to Respond To A Credit Card Lawsuit in California?" »

What Can I Do If I am Being Sued By a Creditor?

Do NOT follow the normal temptation to just toss those lawsuit papers on your heaping pile of overdue bills and then try to forget about them. That's what the creditor hopes you'll do. There are ...
Continue reading "What Can I Do If I am Being Sued By a Creditor?" »

What Is A Chapter 7 Asset Case?

Most of the time you want your Chapter 7 bankruptcy case to be a "no asset" case, not an "asset" one. But what do these mean, and when could an "asset case" be good for you? If you file a Chapter 7 ...
Continue reading "What Is A Chapter 7 Asset Case?" »

How Bankruptcy Law Defines "Household" Can Have a Huge Effect on Your Chapter 13 Case

The size of your "household" can determine whether you pay into your Chapter 13 case for 3 or 5 years, and how much you pay each month. In a blog last month I told you how the number of people in your ...
Continue reading "How Bankruptcy Law Defines "Household" Can Have a Huge Effect on Your Chapter 13 Case" »

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