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Riverside Office

11801 Pierce St.
Suite 200
Riverside, CA 92505
(951) 241-8070
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Temecula Office

41690 Enterprise Circle N.
Ste. 202
Temecula, CA 92590
(951) 294-5471
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Orange Office

2112 E. Fourth St.
Ste. 103
Santa Ana, CA 92705
(866) 337-7220
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Long Beach Office

3711 Long Beach Blvd.
Ste. 710
Long Beach, CA 90807
(562) 506-0016
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Los Angeles Office

515 S. Flower St.
36th Floor
Los Angeles, CA 90071
(213) 330-8999
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Recent Posts in Automatic Stay Category

Solving the Child/Spousal Support Dilemma

If you fall behind on child or spousal support in California, you can be hit by some super aggressive collection actions by your ex-spouse or support enforcement agency. Those actions can't be ...
Continue reading "Solving the Child/Spousal Support Dilemma" »

Avoid Having to Sell Home to Prevent Foreclosure

Your home is likely your biggest asset, and your mortgage your biggest debt. Whatever you do with that asset and that debt has a big effect on your present and future financial life. If you are having ...
Continue reading "Avoid Having to Sell Home to Prevent Foreclosure" »

Creditor Reporting of Late Payments During Chapter 13 Does Not Violate Automatic Stay

WHAT IS THE "AUTOMATIC STAY"? The "automatic stay" is one of the most valuable benefits of filing bankruptcy. This law makes just about every act of a creditor to collect a debt ...
Continue reading "Creditor Reporting of Late Payments During Chapter 13 Does Not Violate Automatic Stay" »

Stop an Eviction in California through Bankruptcy

Filing a bankruptcy stops the eviction process in California, but only if it hasn't gone too far. The topic of today's blog post is how far is too far. A very recent appeals court ruling in a ...
Continue reading "Stop an Eviction in California through Bankruptcy" »

Bankruptcy Solutions for Getting Back Your Repossessed Vehicle

My last blog post detailed two ways under California law that you can get your vehicle back AFTER it's been repossessed. One involves "reinstatement" of the loan—catching up on the ...
Continue reading "Bankruptcy Solutions for Getting Back Your Repossessed Vehicle" »

Can I Get My Repossessed Vehicle Back in California?

CAN I GET BACK MY VEHICLE UNDER CALIFORNIA LAW WITHOUT BANKRUPTCY? Possibly. Here's what happens after the repossession. Although there is no required prior notice of repossession, after the ...
Continue reading "Can I Get My Repossessed Vehicle Back in California?" »

Can Bankruptcy Stop the Repossession of My Vehicle?

DOES BANKRUPTCY STOP VEHICLE REPOSSESSION? Certainly. The "automatic stay" is the name of the federal law that stops virtually all collection actions by creditors against you. It also ...
Continue reading "Can Bankruptcy Stop the Repossession of My Vehicle?" »

Automatic Stay and Multiple Bankruptcy Filings

WHAT'S THE "AUTOMATIC STAY" AND WHY IT'S SO IMPORTANT The "automatic stay" stops creditors from pursuing you and your assets as of the moment your bankruptcy case is filed, ...
Continue reading "Automatic Stay and Multiple Bankruptcy Filings" »

10 Ways Bankruptcy Solves Tax Problems

If you owe a lot of income taxes, you may have wondered whether bankruptcy can help you deal with this special kind of debt. There's a good chance that you have misconceptions about whether and ...
Continue reading "10 Ways Bankruptcy Solves Tax Problems" »

Chapter 13 Can Help Your Co-Signer and Protect Them

WHAT ARE THE SPECIAL CHALLENGES WITH CO-SIGNED DEBTS? Co-signed debts present a number of issues if you are thinking about filing bankruptcy. First, there are risks in paying co-signed debts (or ...
Continue reading "Chapter 13 Can Help Your Co-Signer and Protect Them" »

My Credit Report Does Not Show Mortgage Payments After Bankruptcy

After filing for bankruptcy, you may have noticed that your monthly mortgage payments are not being listed on your credit report. Instead you will see the account listed as "Included in ...
Continue reading "My Credit Report Does Not Show Mortgage Payments After Bankruptcy" »

What Stops a Creditor from Making Me Pay after My Bankruptcy is Finished?

WHAT IS THE LEGAL BASIS FOR PREVENTING A CREDITOR FROM CHASING ME ONCE THE BANKRUPTCY IS DONE? This question assumes that you complete your case successfully, that is, you receive a ...
Continue reading "What Stops a Creditor from Making Me Pay after My Bankruptcy is Finished?" »

How to Stop a Bank Levy in California - File a Claim of Exemptions

When a creditor has obtained a judgment against you, one of the typical methods creditors use to collect on the judgment is a levy on a bank account. You will generally receive a Notice of Levy ...
Continue reading "How to Stop a Bank Levy in California - File a Claim of Exemptions" »

What Happens to a Creditor's Lawsuit Against Me If I File Bankruptcy?

WHAT HAPPENS IF I GET SUED BY A CREDITOR? In California, and in every other state, you have a certain limited amount of time to respond to a lawsuit by a creditor. It's generally 30 days from the ...
Continue reading "What Happens to a Creditor's Lawsuit Against Me If I File Bankruptcy?" »

Saving Your Home from Foreclosure through Chapter 7 and Chapter 13 Bankruptcy

The two main consumer bankruptcy options can help prevent the foreclosure of your home. Filing a Chapter 7 case can help a little, but maybe enough. Chapter 13 can provide a great deal of help. ...
Continue reading "Saving Your Home from Foreclosure through Chapter 7 and Chapter 13 Bankruptcy" »

Stopping Collections from the IRS and FTB through Bankruptcy

The IRS and the FTB are-for some purposes-just like any other creditor. The "automatic stay"-the bankruptcy tool that stops the collection actions of virtually all of your creditors-applies just the ...
Continue reading "Stopping Collections from the IRS and FTB through Bankruptcy" »

10 Big Reasons to See Your California Bankruptcy Attorney To Save Your Home

Get advice from your California bankruptcy attorney both to successfully save your home and to save money, often lots of money. 1. Strip second mortgage and other junior mortgages: Hanging onto your ...
Continue reading "10 Big Reasons to See Your California Bankruptcy Attorney To Save Your Home" »

The Automatic Stay in a Chapter 7 vs. Chapter 13 Bankruptcy

The " automatic stay " protects you from your creditors while you're in bankruptcy. Chapter 7 and 13 provide quite different protections. Under Chapter 7 Bankruptcy The automatic stay is the federal ...
Continue reading "The Automatic Stay in a Chapter 7 vs. Chapter 13 Bankruptcy" »

Solving Child and Spousal Support Debt Problems in California through Bankruptcy

Child Support and Spousal Support If you are behind in your support payments, you owe a very special kind of debt. It may surprise you to hear that even this debt can be tamed through bankruptcy. ...
Continue reading "Solving Child and Spousal Support Debt Problems in California through Bankruptcy" »

Can You Protect a Co-Signer or Co-borrower in a Bankruptcy?

Chapter 13-the 3-to-5-year payment plan-protects not just you and your possessions. It can also protect your co-signers from the debts they co-signed with you. When a bankruptcy is filed for you under ...
Continue reading "Can You Protect a Co-Signer or Co-borrower in a Bankruptcy?" »

Can You Reverse a Home Foreclosure After the Sale Date?

In California, there is a time period and process that is required before a home can be foreclosed. Most homes in California are foreclosed through a non-judicial foreclosure. In order to foreclose on ...
Continue reading "Can You Reverse a Home Foreclosure After the Sale Date?" »

The Effect of Recent Prior Bankruptcy Filings on the "Automatic Stay"

The automatic stay protects you and your property from your creditors when you file bankruptcy. This is one of the most important benefits of filing bankruptcy. But if you filed a previous bankruptcy ...
Continue reading "The Effect of Recent Prior Bankruptcy Filings on the "Automatic Stay"" »

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