HomeAbout UsFAQsResourcesBankruptcy BlogContact Us
Southern California Law Advocates, P.C.
Contact Us
Name:
Email:
Phone:
Message:

Office Locations:

Riverside Office

11801 Pierce St.
Suite 200
Riverside, CA 92505
(951) 241-8070
Read More +

Temecula Office

41690 Enterprise Circle N.
Ste. 202
Temecula, CA 92590
(951) 294-5471
Read More +

Orange Office

2112 E. Fourth St.
Ste. 103
Santa Ana, CA 92705
(866) 337-7220
Read More +

Long Beach Office

3711 Long Beach Blvd.
Ste. 710
Long Beach, CA 90807
(562) 506-0016
Read More +

Los Angeles Office

515 S. Flower St.
36th Floor
Los Angeles, CA 90071
(213) 330-8999
Read More +

Recent Posts in Mortgages Category

Avoid Having to Sell Home to Prevent Foreclosure

Your home is likely your biggest asset, and your mortgage your biggest debt. Whatever you do with that asset and that debt has a big effect on your present and future financial life. If you are having ...
Continue reading "Avoid Having to Sell Home to Prevent Foreclosure" »

Creditor Reporting of Late Payments During Chapter 13 Does Not Violate Automatic Stay

WHAT IS THE "AUTOMATIC STAY"? The "automatic stay" is one of the most valuable benefits of filing bankruptcy. This law makes just about every act of a creditor to collect a debt ...
Continue reading "Creditor Reporting of Late Payments During Chapter 13 Does Not Violate Automatic Stay" »

Chapter 13 Plan Can Delay Payments to Secured Creditor If No Objection

A very recent Ninth Circuit Bankruptcy Appellate Panel ("BAP") ruling gave debtors a little more leverage in how they pay their secured debts in a Chapter 13 "adjustment of debts" ...
Continue reading "Chapter 13 Plan Can Delay Payments to Secured Creditor If No Objection" »

No Discharge Needed to Lien Strip a Mortgage

In a recent case called In re Boukatch, the Bankruptcy Appellate Panel for the Ninth Circuit (which includes California and much of the western part of the country) was faced with whether a ...
Continue reading "No Discharge Needed to Lien Strip a Mortgage" »

When Can I Buy a Home After Bankruptcy?

Being able to purchase a home after bankruptcy is a major concern for many families. There is a lot of misinformation that has created the impression that filing for bankruptcy will make it nearly ...
Continue reading "When Can I Buy a Home After Bankruptcy?" »

When Can I Buy a Home After A Foreclosure?

There are many misconceptions about how long you have to wait after a home foreclosure to be able to buy and finance a home. You may have heard that you have to wait 7 years. Some people even believe ...
Continue reading "When Can I Buy a Home After A Foreclosure?" »

Lien Stirpping Allowed in Chapter 20

In a recent case called In re Boukatch, the Bankruptcy Appellate Panel for the Ninth Circuit (which includes California and much of the western part of the country) was faced with whether a ...
Continue reading "Lien Stirpping Allowed in Chapter 20" »

Refinancing Your Mortgage After Bankruptcy

REFINANCING YOUR MORTGAGE AFTER FILING BANKRUPTCY Contrary to a common misunderstanding, filing bankruptcy can often improve your credit record instead of harm it. This is true for a number of reasons ...
Continue reading "Refinancing Your Mortgage After Bankruptcy" »

Reaffirming a Mortgage in California -What Are the Advantages and Disadvantages

A couple months ago I discussed why My Mortgage Company Is Not Sending Me Statements After Bankruptcy, and why My Credit Report Does Not Show Mortgage Payments After Bankruptcy. Both of these ...
Continue reading "Reaffirming a Mortgage in California -What Are the Advantages and Disadvantages" »

My Credit Report Does Not Show Mortgage Payments After Bankruptcy

After filing for bankruptcy, you may have noticed that your monthly mortgage payments are not being listed on your credit report. Instead you will see the account listed as "Included in ...
Continue reading "My Credit Report Does Not Show Mortgage Payments After Bankruptcy" »

My Mortgage Company Is Not Sending Me Statements After Bankruptcy?

When your file for bankruptcy, all of the debts, including your mortgage are listed in your bankruptcy. Even if you are keeping your house, you are still required to list your home and your mortgage ...
Continue reading "My Mortgage Company Is Not Sending Me Statements After Bankruptcy?" »

Saving Your Home from Foreclosure through Chapter 7 and Chapter 13 Bankruptcy

The two main consumer bankruptcy options can help prevent the foreclosure of your home. Filing a Chapter 7 case can help a little, but maybe enough. Chapter 13 can provide a great deal of help. ...
Continue reading "Saving Your Home from Foreclosure through Chapter 7 and Chapter 13 Bankruptcy" »

What Are the Drawbacks of a Short Sale?

A short sale is often the only way to sell your home if you owe more on it than it's worth. But they are usually harder than you think to pull off and you have to be very careful to get the results ...
Continue reading "What Are the Drawbacks of a Short Sale?" »

U.S. Dept. of Justice Sues Standard & Poor's For $5 Billion in a Southern California Federal Court

Last month the federal Department of Justice filed a lawsuit in U.S. District Court for the Central District (the Los Angeles area) that is one of the most significant ones ever brought related to the ...
Continue reading "U.S. Dept. of Justice Sues Standard & Poor's For $5 Billion in a Southern California Federal Court" »

What Happens to Your Home, If You Cannot Afford Your Chapter 13?

A Chapter 13 payment plan is a remarkably good way to catch up on back mortgage payments, but it's also a good way to keep options open on your home if things don't go as planned. Chapter 13's Unique ...
Continue reading "What Happens to Your Home, If You Cannot Afford Your Chapter 13?" »

10 Big Reasons to See Your California Bankruptcy Attorney To Save Your Home

Get advice from your California bankruptcy attorney both to successfully save your home and to save money, often lots of money. 1. Strip second mortgage and other junior mortgages: Hanging onto your ...
Continue reading "10 Big Reasons to See Your California Bankruptcy Attorney To Save Your Home" »

Getting Paid from the Recent National Mortgage Fraud Settlement

The " largest consumer financial protection settlement in US history" is in the middle of going into effect. One relatively small part of it-about $1.5 billion-is earmarked for about 750,000 prior ...
Continue reading "Getting Paid from the Recent National Mortgage Fraud Settlement" »

Can You Reverse a Home Foreclosure After the Sale Date?

In California, there is a time period and process that is required before a home can be foreclosed. Most homes in California are foreclosed through a non-judicial foreclosure. In order to foreclose on ...
Continue reading "Can You Reverse a Home Foreclosure After the Sale Date?" »

Should I Modify My Home Loan Before or After Filing for Bankruptcy?

When filing for Chapter 7 bankruptcy, one of the common questions I run across with clients is whether they should complete a loan modification prior to filing for bankruptcy or after. The answer to ...
Continue reading "Should I Modify My Home Loan Before or After Filing for Bankruptcy?" »

Southern California Bankruptcy Attorneys | Contact Us | Site Map | Privacy Policy

The information on this website is for general information purposes only. Nothing on this site should be taken as legal
advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.