Explanation of Bankruptcy process

4. Discharge of Debts
Once your debts have been discharged in bankruptcy, you will have the ability to get a financial fresh start. After filing Chapter 7 bankruptcy , you will receive a discharge order in 3 to 4 months. The discharge removes your personal liability from any debts that were discharged in bankruptcy. For Chapter 13 clients after review of your case by the trustee, your case will move to confirmation of your Chapter 13 repayment plan. Confirmation of a Chapter 13 plans indicates that the repayment plan has been approved by the court. For Chapter 13 plans your repayment plan will range generally from 36 months to 60 months, depending on your particular circumstances.