Do I Have To Be a Citizen to File for Bankruptcy?

Many people assume that filing for bankruptcy is an option that is only available to a U.S. Citizens.  The general  belief is  that only people who are U.S. Citizens or who are legally in the United States can file for bankruptcy. The bankruptcy laws do not limit the filing of a bankruptcy case only to [...]

Judgment Proof and Bankruptcy

April 18, 2011 by Norma Duenas · Leave a Comment
Filed under: Asset Protection, Assets, Credit Cards 

There are some individuals that because of their income and assets may not need to file for bankruptcy.  Bankruptcy is a tool that can help individuals with income and assets, avoid creditor seizure and garnishment. When an individual has minimal assets and no income they may be judgment proof and may not need to file [...]

Can My Social Secuirty or SSI Be Garnished?

January 23, 2011 by Norma Duenas · 57 Comments
Filed under: Uncategorized 

If you are receiving Social Security or SSI (Supplemental Security Income) chances are that you are living on a fixed income. If you owe creditors for medical bills, credit cards or personal loans you may be worried that the creditor will garnish your social security or disability checks. The good thing is that federal law [...]