Explanation of Bankruptcy process

3. Meeting of Creditors
It is mandatory that you attend the 341 meeting of creditors. At the meeting of creditors you will be asked questions by a trustee. A trustee is a court appointed person  who will review your documents for accuracy and will oversee your case. If you filed bankruptcy with your spouse both you and your spouse must be present at the 341 hearing. An attorney will be present with you at the hearing and will assist you with any questions. Generally the trustee's review of your case does not take longer than 5 to 10 minutes. The majority of 341 hearings are fast and routine, without any major issues present. 

What Happens at the 341 Meeting of Creditors and What Questions am I Asked?

You must bring your social security and identification to your 341 meeting of creditors. At the 341 meeting of creditors the trustee will verify your identity and swear you in. Once this is complete the trustee will generally ask the following types of questions

1. Have you ever filed for bankruptcy before?
2. Did you list all of your creditors and assets in the bankruptcy petition?
3. Did you review the schedules, and documents before signing the documents?
4. Are there any errors in your bankruptcy documents?
5. Is the information contained in the schedules and documents true and correct to the best of your knowledge?
6. Do you owe any spousal or domestic support obligations?