Stop the Foreclosure of Your Home
Southern California Law Advocates has worked with clients throughout Southern California to stop the foreclosure of their home. If you are a home owner who is behind on your mortgage payments we can review your financial situation and work to stop the foreclosure of your home.
In California a mortgage company must follow certain legal procedures and time periods in order to foreclose on your home. We can review the foreclosure to determine if the foreclosure followed the necessary legal procedures. When a mortgage company chooses to foreclose on your home through a non-judicial foreclosure they must first provide you with a Notice of Default that is recorded with the county recorder. They must wait 3 months from the date of this notice to issue a Notice of Sale Date. The Notice of Sale Date must also be recordedc with the county recorder and must set the sale date at least 21 days from the date of the notice. During this period you can file for bankruptcy protection and stop the foreclosure of your home.
SCLA has assisted hundreds of clients in preventing the foreclosure of thier home. Through a Chapter 13 plan, you can repay the past due amounts that are owed on your mortgage and many times can remove the second mortgage off your property. Call our attorneys to schedule a free case evaluation and start the process of saving your home.
Learn More Information about Chapter 13 Bankruptcy