Filing for Chapter 7 Bankruptcy in Riverside & San Bernardino
The Means Test: How Qualification Is Determined
Filing for Chapter 7 bankruptcy in Riverside & San Bernardino is determined by looking at your income, your household size and your expenses. A formula called the means test is used to determine whether you can file for Chapter 7 in most cases.
This formula looks at initially the last 6 months of income and your household size to determine if you are above or below the median income for California. If you are above the median income then you must look at additional factors to determine if you can still pass the means test and file for Chapter 7 bankruptcy.
To look at the expenses that are allowable under the means test you can visit the U.S. Trustee website at: U.S. Trustee Means Test
Want to see if you qualify? Take our simple Chapter 7 Means Test to find out if you may be eligible to file for Chapter 7 bankruptcy.
Riverside Bankruptcy Court Location
If you qualify to file for Chapter 7 bankruptcy in Riverside or San Bernardino then your case will be assigned to the Bankruptcy Court in Riverside.
3420 Twelfth Street
Riverside, CA 92501
341 Meeting of Creditors
Once your bankruptcy case is filed, your case will be assigned a Chapter 7 Trustee in Riverside and a judge. You will have to attend a 341 meeting of creditors that will generally be held at:
Riverside, CA 92501
Please note: Since the pandemic, all 341 hearings are generally conducted via Zoom. The Chapter 7 Trustee assigned to your case will provide a Zoom link for you to log onto on your hearing date.
This hearing is conducted by a Chapter 7 Trustee assigned to your case. The trustee will review the documents filed in your case and ask you questions about the information that you provided in your petition.
Chapter 7 Bankruptcy Trustee Requirements in Riverside and San Bernardino
When you file a Chapter 7 bankruptcy in Riverside and San Bernardino County you will be assigned a Chapter 7 Trustee that is appointed by the U.S. Trustee. A Riverside Chapter 7 Trustee will administer your bankruptcy case and determine if there are any funds to pay to your creditors.
In the majority of cases there will be no assets that need to be distributed to creditors in a Chapter 7 bankruptcy. The Chapter 7 Trustee is the person who will hold a 341 hearing and administer your oath.
Chapter 7 Trustee Document Requirements in Riverside & San Bernardino County
As part of filing a Chapter 7 bankruptcy, you will be required to provide documents to the trustee prior to your 341 hearing. One of the required documents is your last filed federal tax return, which must be submitted at least 7 days before your 341 hearing.
Each Chapter 7 trustee may also have additional document requirements. Most trustees require that you complete a Domestic Support Obligation form providing information on any child support or alimony payments. Below is a complete list of the Chapter 7 Trustees in Riverside and San Bernardino County along with their contact information and specific document requirements.
As part of filing a Chapter 7 bankruptcy, you will be required to provide documents to the trustee prior to your 341 hearing. One of the required documents is your last filed federal tax return, which must be submitted at least 7 days before your 341 hearing.
Each Chapter 7 trustee may also have additional document requirements. Most trustees require that you complete a Domestic Support Obligation form providing information on any child support or alimony payments. Below is a complete list of the Chapter 7 Trustees in Riverside and San Bernardino County along with their contact information and specific document requirements.
Chapter 7 Trustees – Riverside & San Bernardino County
Karl T. Anderson
Palm Springs, CA 92262
Email: ktacpa@msn.com
Phone: (760) 778-4889
Fax: (760) 778-8869
Required Documents:
- Most recent year of filed taxes
- Domestic Support Form
Lynda T. Bui
Required Documents:
- Most recent year of filed taxes
- One month of ALL bank account statements to petition filing date
- DEBTOR questionnaire
- Real property: Most recent mortgage statement; Evidence of Insurance; and signed Authorization to Release Mortgage Information
- Domestic Support Form
Arturo M. Cisneros
Riverside, CA 92501
Email: Arturo@mclaw.org
Phone: (951) 682-9705
Fax: (951) 682-9707
Required Documents:
- Most recent year of filed taxes
- Domestic Support Form
Larry D. Simons
Riverside, CA 92506
Email: larry@lsimonslaw.com
Phone: (951) 686-6300
Fax: (951) 742-4733
Required Documents:
- Most recent year of filed taxes
- Domestic Support Form
Howard B. Grobstein
Required Documents:
- Most recent year of filed taxes
- Last two years of filed Business Tax Returns
- Three months of ALL bank account statements up to petition filing date
- Mortgage and/or Lien Statement(s): Most recent mortgage and/or lien statement(s) for any secured debt(s)
- Proof of Insurance: Auto, Homeowners and/or Business Insurance
- Domestic Support Form
Todd A. Frealy
Required Documents:
- Most recent year of filed taxes
- One month of ALL bank account statements up to petition filing date
- Financial account statements for all accounts owned/controlled by the Debtor(s) for the PETITION date
- Domestic Support Form
Robert S. Whitmore
Required Documents:
- Most recent year of filed taxes
- Domestic Support Form
Steven M. Speier
Costa Mesa, CA 92626
P.O. Box 7637, Newport Beach, CA 92658
Email: steve@sspeier.net
Phone: (949) 203-3609
Required Documents:
- Most recent year of filed taxes
- Domestic Support Form
Charles W. Daff
Santa Ana, CA 92708
Email: charleswdaff@gmail.com
Phone: (657) 218-4800
Fax: (657) 218-4858
Required Documents:
- Most recent two years of filed taxes
- Three months of ALL bank account statements up to petition filing date
- Real property: Most recent mortgage statement and Evidence of Insurance
- All pay advices received by the debtor(s) after the petition date and prior to the 341(a) hearing
- Domestic Support Form
If you would like to meet with an attorney to discuss filing for Chapter 7 bankruptcy, visit our homepage at: Riverside Bankruptcy Attorney
To learn more about bankruptcy trustees, visit the Department of Justice at: https://www.justice.gov/ust