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Temecula & Murrieta Bankruptcy Lawyers

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New Huge Increase in California Homestead Exemption

New Huge Increase in California Homestead Exemption

The California homestead exemption amount of protection is substantially increasing as of January 1, 2021. This increase in protection makes it much more likely that homeowners in financial difficulty can keep their homes.

Learn How These Changes Will Effect You

Temecula & Murrieta Bankruptcy Lawyers


Attorney Norma Duenas, Esq.

Call (951) 294-5471 for a Free Consultation

If you are facing foreclosure, garnishments, judgments, repossessions, harassing creditor calls or just drowning in debt our lawyers can offer you solutions to resolve your situation. Our experienced attorneys will advise you on how to resolve your situation and get a financial fresh start.

If you are like many Americans, the thought of filing for bankruptcy can be a stressful and a difficult thing to imagine. Bankruptcy Laws were passed for the specific purpose of helping individuals and American families resolve their financial problems and regain control of their financial future. Bankruptcy offers you the opportunity to resolve your debts in a legal manner. Chapter 7 and Chapter 13 bankruptcy can help you gain control of your finances. Our Temecula Bankruptcy Lawyers are experienced in helping clients:

  • Eliminate Credit Card Debt
  • Eliminate Medical Bills
  • Stop Repossessions & Foreclosures
  • Stop Wage Garnishments
  • Stop Foreclosures Immediately

Our staff offers dedicated, professional and individualized attention to resolve your situation. Our bankruptcy lawyers provide compassionate and strong legal representation in Chapter 7 bankruptcy and Chapter 13 bankruptcy. Call 866-337-7220 for a free case evaluation.


During the initial consultation we will review your financial situation and determine whether you qualify for Chapter 7 or Chapter 13 Bankruptcy. Chapter 7 bankruptcy is a liquidation bankruptcy where the trustee has the right to sell your nonexempt assets to pay your creditors. In the majority of circumstances, all of your assets can be protected using California Bankruptcy Exemptions. For example there is a $21,825 wild card protection (when there is no equity in the home or no home) in California which allows you to protect assets totaling $21,825, in addition to other protections. Most Chapter 7 bankruptcy cases are no asset cases where creditors receive nothing in the bankruptcy case and your debts are discharged.

Chapter 13 Bankruptcy is 36 to 60 month repayment plan in which creditors are paid a range from 0% to 100% of their debt. Most people will only pay back a small fraction of their total debt in a Chapter 13 bankruptcy.

During your initial consultation our Temecula and Murrieta bankruptcy lawyers will assess whether you qualify for Chapter 7 or Chapter 13 bankruptcy and will provide you will an affordable payment plan and options to file your bankruptcy case.

Our Temecula Office represents clients from Murrieta, Temecula, Lake Elsinore, Hemet, Sun City, Wildomar, Winchester, Sun City, San Jacinto, Perris, Canyon Lake, and surrounding Inland Empire cities in Consumer bankruptcy cases.

Temecula Office Location



41690 Enterprise Cir North #202
Temecula, CA 92590

Phone: 951-294-5471

Directions to Location:

By Road:

  • From 15 Freeway
    15 South to Winchester
    Winchester off ramp, turn right to Winchester Street
    Turn right on Enterprise Circle
  • Located inside the Packard Building

You Can Also Visit Our Business Yelp Page at: Temecula Bankruptcy Attorney

Our Results Speak For Themselves Testimonials

Female Reviewer

Helped me get through and figure out financial situation. Thanks

Los Angeles, CA

Tina D.
George L. - Lancaster CA

Excellent Bankruptcy Attorney. You can depend on exceptional representation. Your interests will be properly protected.

Lancaster, CA

George L.
Char T. - Temecula, CA

SC law advocates helped me out with my finances when I needed it most. I highly recommend them!

Temecula, CA

Char T.
Natalie V. - Riverside, CA

Norma made, what seemed to me, a difficult and complicated process be very easy. She explained everything thoroughly and helped me to understand how the bankruptcy process can help me. Now that all is said and done, I feel like I have new start to do things right again.

Riverside, CA

Natalie V.
Charity S. - Hemet, CA

I had Norma as my attorney and she was excellent. She worked with our income as well as always being able to explain the process. She is in an easy to find location. Very courteous and professional. I would recommend her to anyone and everyone in need of a bankruptcy.

Hemet, CA

Charity S.
Teresa B.

Wonderful! So glad I chose to go with Norma she was patient ,would answer all my questions, and she accomplished what I came to her for!

Murrieta, CA.

Teresa B.
Jonathan T. - Temecula, CA

We had an very positive experience. Filing bankruptcy was a hard decision to make. Lots of variables. Lots of things to consider. Norma and her team made sure we were educated, confident, and prepared to move forward. They kept all three rules of business, they were on time, they had good communication, and felt confident in their ability at every step. I could not have asked for a better experience overall. I never went 24 business hours without a response. When I did get response, I felt my situation was understood and thought through. Well worth the investment.

Temecula, CA

Jonathan T.
Jaqui M. - Hemet CA

I am very pleased with the outcome of my bankruptcy. My attorney Norma helped us so much. She explained everything to us and went with us to court. She even helped us with advice for after the bankruptcy.

Hemet, CA

Jaqui M.
Rodel D. - Riverside, CA

Norma Duenas and her assistant Gazale Banyan were tremendous in helping my wife and I in the most challenging financial aspect of our lives, thus far. Norma was very professional, knowledgeable and patient with us throughout the process. She was transparent and never gave us any false hope or promises. Thank you, Norma for helping us get a fresh start. God bless!

Riverside, CA

Rodel D.
Danielle W -Temecula, CA

I would definitely recommend SCLA. They made a difficult time a lot easier. They were very helpful and responsive to any messages / questions I had. I can’t say enough….thank you so much for everything!

Temecula, CA

Danielle W.
Mab R. - Baldwin Park, CA

Socal Law Advocates communicated all steps of the process and where very professional. Extremely helpful in handling difficult people involved and even handled an issue that came up 3 years after completion. Thank you Norma!!

Baldwin Park, CA

Mab R.
Kathy C. - Murrieta, CA

Norma Duenas and her incredible staff helped my wife and myself through one of the most difficult periods in our lives. They are extremely understanding and very easy to talk to. Norma is very kind, patient, and knowledgeable. She guided us through every step of our case. Her staff always communicated to us in a very timely manner, and they always made sure we had everything we needed through the entire process. The care and concern that was shown to us by Norma and her staff, gave us the peace and reassurance we needed to get through this very challenging time. I can’t say enough good things about Norma and her staff. If you are in need of a great bankruptcy attorney, then look no further than Norma Duenas!

Murrieta, CA

Kathy C.
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