The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
Student loans for ITT Technical Institute may be dischargeable if you meet certain requirements. You must have either been still enrolled at ITT when it closed on September 6, or had withdrawn from the school within 120 days before that date. The 120 day may be extended in certain circumstances.
The mother’s debt from the Probation Department for costs related to her son’s involuntary juvenile detention.is not a domestic support obligation and thus not excepted from discharge.
The 9th Circuit BAP indicated that the factors to determine whether you can claim a California homestead exemption are the physical occupancy of the property and the debtor’s intention to live there. Lack of physical occupancy does not preclude someone from establishing residency.
There are limitations on the California homestead exemption for recently acquired homes. This limitation may apply to you if you have acquired your home within 1215 days of filing for bankruptcy.
If you are facing an eviction in California, bankruptcy can help you stop the eviction. To stop the eviction you must file bankruptcy prior to the landlord getting a judgment for eviction.
Filing for bankruptcy can give you the time you need to get your vehicle back. It will give you the opportunity to examine your options for getting your repossessed vehicle back.
If your vehicle is repossessed in California you can get your vehicle back through redemption or reinstatement.
The automatic stay in bankruptcy will protect your vehicle from being repossessed. As soon as you file for bankruptcy the automatic stay goes into place and the creditor cannot repossess your vehicle.
If you have recently moved to California, you may need to use the bankruptcy exemptions from the state your moved from.
The 9th Circuit BAP decision broadens the benefits excluded under the social security act as income under the means test.
The timing of your bankruptcy can affect your ability to pass the means test and qualify for a Chapter 7 bankruptcy.