The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
Discharging Student Loans related to ITT Technical Institute Closing
Student loans for ITT Technical Institute may be dischargeable if you meet certain requirements. You must have either been still enrolled at ITT when it closed on September 6, or had withdrawn from the school within 120 days before that date. The 120 day may be extended in certain circumstances.
Son’s Juvenile Detention Costs Ruled Dischargeable in Chapter 7
The mother’s debt from the Probation Department for costs related to her son’s involuntary juvenile detention.is not a domestic support obligation and thus not excepted from discharge.
Can You Claim Homestead Exemption If Not Living in Home?
The 9th Circuit BAP indicated that the factors to determine whether you can claim a California homestead exemption are the physical occupancy of the property and the debtor’s intention to live there. Lack of physical occupancy does not preclude someone from establishing residency.
Homestead Exemption for Recently Acquired Homes in California
There are limitations on the California homestead exemption for recently acquired homes. This limitation may apply to you if you have acquired your home within 1215 days of filing for bankruptcy.
Stop Eviction Through Bankruptcy?
If you are facing an eviction in California, bankruptcy can help you stop the eviction. To stop the eviction you must file bankruptcy prior to the landlord getting a judgment for eviction.
Bankruptcy Solutions for Getting Back Your Repossessed Vehicle
Filing for bankruptcy can give you the time you need to get your vehicle back. It will give you the opportunity to examine your options for getting your repossessed vehicle back.
Get My Repossessed Vehicle Back Without Bankruptcy?
If your vehicle is repossessed in California you can get your vehicle back through redemption or reinstatement.
Can Bankruptcy Stop the Repossession of My Vehicle?
The automatic stay in bankruptcy will protect your vehicle from being repossessed. As soon as you file for bankruptcy the automatic stay goes into place and the creditor cannot repossess your vehicle.
When Can I Use California Property Exemptions If Recently Moved Here?
If you have recently moved to California, you may need to use the bankruptcy exemptions from the state your moved from.
Social Security Act Benefits Exclusion is Broadened by the 9th Circuit BAP
The 9th Circuit BAP decision broadens the benefits excluded under the social security act as income under the means test.
When Should You File to Pass the Means Test?
The timing of your bankruptcy can affect your ability to pass the means test and qualify for a Chapter 7 bankruptcy.