California’s New Foreclosure Law On January 1, 2021 new foreclosure laws went into effect that altered the foreclosure process in California. Under Senate Bill 1079 signed into law on September 28, 2020, a property that is a one-to-four-unit residential dwellings is subject to the new foreclosure rules. The law added Section 2924m which states that […]
Filing for bankruptcy can slow down or stop an eviction process. It is important that you file bankruptcy prior to a judgment for eviction being entered.
The automatic stay protects you from collection actions from most debts but it does not stop criminal proceedings, tax assessments, and governments police and regulatory powers.
How does the automatic stay affect child support, alimony and divorce? The automatic stay can protect you from collection of past due child support in a Chapter 13.
Filing for bankruptcy protection can help you reinstate or stop the suspension of your California contractor’s license.
Filing for bankruptcy protection can help you resolve issues with child support and spousal support. Chapter 13 gives you the ability to pay back child support and spousal support arrears over a 3 to 5 year period.
Chapter 7 and Chapter 13 bankruptcy can provide you with options to avoid the sale of your home to prevent its foreclosure.
The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
If you are facing an eviction in California, bankruptcy can help you stop the eviction. To stop the eviction you must file bankruptcy prior to the landlord getting a judgment for eviction.
Filing for bankruptcy can give you the time you need to get your vehicle back. It will give you the opportunity to examine your options for getting your repossessed vehicle back.
If your vehicle is repossessed in California you can get your vehicle back through redemption or reinstatement.
The automatic stay in bankruptcy will protect your vehicle from being repossessed. As soon as you file for bankruptcy the automatic stay goes into place and the creditor cannot repossess your vehicle.