The short answer is YES under the right of setoff if you owe that same bank or credit union on a credit card or loan. When you have a savings or checking account with a bank or credit union it is very common to apply for credit cards or loans with that same financial institution […]
It’s true: once a creditor gets a judgment against you it can take money out or your bank, credit union, or other financial institution account to pay that judgment. This blog post gets into what exactly a judgment creditor can do to levy your accounts, and what you can do to stop it. HOW CAN […]
Getting lawsuit papers can be scary. A process server, or sometimes a sheriff’s deputy, may show up at the door of your home and insist on personally handing you the papers. Or this might happen at your place of work or business. It could even happen as you’re simply walking down the street. (See Service […]
Bankruptcy Appeals Court Ruling Protects Your Pawned Property under Chapter 13 where you still have the right to redeem the property.
How do the courts define or determine who is an insider for preference purposes in bankruptcy? What is the standard that is used to determine who is an insider?
There are steps you can take to avoid a preference action in your bankruptcy case. There are several preference defenses available to you in bankruptcy.
The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
If you are facing an eviction in California, bankruptcy can help you stop the eviction. To stop the eviction you must file bankruptcy prior to the landlord getting a judgment for eviction.
Filing for bankruptcy can give you the time you need to get your vehicle back. It will give you the opportunity to examine your options for getting your repossessed vehicle back.
What can you do if you have recent credit card charges or cash advances and you need to file for bankruptcy. Will these debts be discharged?
The protection of the automatic stay can be lost through multiple bankruptcy filings. How can you keep or impose the automatic stay for multiple filings.
Help Your Co-Signer by Protecting Them and Paying Their Debt in Full While Paying Little or Nothing to Your Other Creditors, through Chapter 13