The short answer is YES under the right of setoff if you owe that same bank or credit union on a credit card or loan. When you have a savings or checking account with a bank or credit union it is very common to apply for credit cards or loans with that same financial institution […]
How Can a Creditor Levy Your Bank Account in California
It’s true: once a creditor gets a judgment against you it can take money out or your bank, credit union, or other financial institution account to pay that judgment. This blog post gets into what exactly a judgment creditor can do to levy your accounts, and what you can do to stop it. HOW CAN […]
What Happens When You Don’t Respond to a California Collection Lawsuit?
Getting lawsuit papers can be scary. A process server, or sometimes a sheriff’s deputy, may show up at the door of your home and insist on personally handing you the papers. Or this might happen at your place of work or business. It could even happen as you’re simply walking down the street. (See Service […]
Protect California Contractor License by Filing Bankruptcy
Filing for bankruptcy protection can help you reinstate or stop the suspension of your California contractor’s license.
How a Judgment Can Result in Suspension of California Contractor’s License
How a Judgment Can Result in Suspension of Your California Contractor License, and How to Prevent This
Can Tax Refund Be Taken If I Owe On A Military Star Card
If you are in default on your military star card then the federal government may take your tax refund to pay your military star card.
Can Creditor Pursue Me for Debts of Deceased Spouse?
In California When Can Your Spouse’s Creditors Pursue You for Your Spouse’s Debts after Your Spouse Dies?
Avoiding an Administrative Freeze on Your Bank Accounts
What steps should you take to avoid having your bank accounts frozen when you file for bankruptcy?
Can Stores Enforce Their Credit Card Security Agreement in California
Can a Store Credit Card repossess the items you purchased when you did not have notice of the security agreement. .
Can The Bank Take Money From My Account to Pay What I Owe Them?
Your bank or credit union may have a right to take money from your bank account if you owe them money. What should you do to protect yourself
How Does the Statute of Limitations Work for Debt?
Do you still owe a debt if the statute of limitations has expired? What do you need to do if you are sued and the statute of limitations has expired?
Can You Discharge an SBA Loan in Bankruptcy?
In bankruptcy you can eliminate many types of business debts including SBA loans. Even though it is a government based loan it can still be discharged in bankruptcy.