Chapter 7 and Chapter 13 bankruptcy can provide you with options to avoid the sale of your home to prevent its foreclosure.
Creditor Reporting of Late Payments Does Not Violate Automatic Stay
The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
Chapter 13 Plan Can Delay Payments to Secured Creditor If No Objection
A Chapter 13 Plan can delay payments to a secured creditor if the creditor fails to objection. A Chapter 13 plan can be confirmed with delayed payments to secured creditors.
No Discharge Needed to Lien Strip Mortgage
A discharge is not needed to lien strip a mortgage in a Chapter 13 bankruptcy. A lien strip becomes complete upon completion of the plan.
When Can I Buy a Home After Foreclosure?
After a foreclosure you will generally have to wait 3 years to qualify for an FHA loan. In some cases the lender may grant an exception in the following circumstances…
When Can I Buy a Home After Bankruptcy?
You will need to wait at least 2 years from the date of your Chapter 7 bankruptcy discharge to qualify for an FHA loan. There are a few exceptions that may allow you to purchase a home sooner.
Lien Stripping Allowed in Chapter 20
Homeowners Can “Strip” Wholly Unsecured Mortgage Liens Under Chapter 13 Even If the Case Is Filed Too Early to Receive a Discharge
Refinancing Your Mortgage After Bankruptcy
How to deal with refinancing your mortgage after bankruptcy.? What can you do when your lender refuses to refinance your mortgage after bankruptcy?
Advantages and Disadvantages of Reaffirming a Mortgage in California
Reaffirming a mortgage in California has several advantages when it involves your first mortgage. It can had several disadvantages when it involves a second and third mortgage.
Credit Report Does Not Show Mortgage Payments After Bankruptcy
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
Mortgage Company Not Sending Me Statements After Bankruptcy
After filing for bankruptcy you may have noticed that your mortgage company stopped sending you mortgage statements. What can you do to receive one.
What Are the Drawbacks of a Short Sale?
If you are considering doing a short sale on your home it is important that you understand some of the problems involved in completing a short sale.