Chapter 7 and Chapter 13 bankruptcy can provide you with options to avoid the sale of your home to prevent its foreclosure.
The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
A Chapter 13 Plan can delay payments to a secured creditor if the creditor fails to objection. A Chapter 13 plan can be confirmed with delayed payments to secured creditors.
A discharge is not needed to lien strip a mortgage in a Chapter 13 bankruptcy. A lien strip becomes complete upon completion of the plan.
After a foreclosure you will generally have to wait 3 years to qualify for an FHA loan. In some cases the lender may grant an exception in the following circumstances…
You will need to wait at least 2 years from the date of your Chapter 7 bankruptcy discharge to qualify for an FHA loan. There are a few exceptions that may allow you to purchase a home sooner.
Homeowners Can “Strip” Wholly Unsecured Mortgage Liens Under Chapter 13 Even If the Case Is Filed Too Early to Receive a Discharge
How to deal with refinancing your mortgage after bankruptcy.? What can you do when your lender refuses to refinance your mortgage after bankruptcy?
Reaffirming a mortgage in California has several advantages when it involves your first mortgage. It can had several disadvantages when it involves a second and third mortgage.
After bankruptcy, your credit report will not show your mortgage payments. How can you get your credit report to reflect your mortgage payments.
After filing for bankruptcy you may have noticed that your mortgage company stopped sending you mortgage statements. What can you do to receive one.
If you are considering doing a short sale on your home it is important that you understand some of the problems involved in completing a short sale.