People often delay getting advice from a bankruptcy attorney and seeking assistance for filing for bankruptcy. Delaying this can have detrimental consequences.
The reporting of past due mortgage payments during Chapter 13, without more, does not violate the automatic stay. Creditor who reported past due mortgage payments in a Chapter 13 case did not violate the automatic stay.
The mother’s debt from the Probation Department for costs related to her son’s involuntary juvenile detention.is not a domestic support obligation and thus not excepted from discharge.
The 9th Circuit BAP indicated that the factors to determine whether you can claim a California homestead exemption are the physical occupancy of the property and the debtor’s intention to live there. Lack of physical occupancy does not preclude someone from establishing residency.
There are limitations on the California homestead exemption for recently acquired homes. This limitation may apply to you if you have acquired your home within 1215 days of filing for bankruptcy.
If you are facing an eviction in California, bankruptcy can help you stop the eviction. To stop the eviction you must file bankruptcy prior to the landlord getting a judgment for eviction.
Filing for bankruptcy can give you the time you need to get your vehicle back. It will give you the opportunity to examine your options for getting your repossessed vehicle back.
If your vehicle is repossessed in California you can get your vehicle back through redemption or reinstatement.
If you have recently moved to California, you may need to use the bankruptcy exemptions from the state your moved from.
The timing of your bankruptcy can affect your ability to pass the means test and qualify for a Chapter 7 bankruptcy.
Debts that resulted from a car accident involving drugs or alcohol may be non-dischargeable in a bankruptcy case.
A Chapter 13 Plan can delay payments to a secured creditor if the creditor fails to objection. A Chapter 13 plan can be confirmed with delayed payments to secured creditors.