California Bankruptcy Attorneys Fees and Costs
Welcome to Southern California Law Advocates (SCLA). We are here to help individuals, couples and families of Orange County, Riverside County and beyond to deal with difficult financial situations. We are bankruptcy attorneys.
Mark Twain said: “To a man with a hammer, everything looks like a nail.”
Orange County and Riverside County bankruptcy attorney Norma Duenas, has a firm-wide policy that SCLA will not approach new clients like ‘a man with a hammer’. Many bankruptcy law firms regularly tell people that bankruptcy is THE answer to any financial difficulty or circumstance!
We will not. In many of our free consultations we will advise you NOT to file bankruptcy. Bankruptcy attorney Norma Duenas promises to inform you of every practical option and solution available to you.
During your free phone or office consultation, you will speak personally with Norma Duenas, SCLA’s founding attorney. Norma Duenas will be forthright frank with you about all of your options. Yes, if you are a bankruptcy candidate, she might suggest that a Chapter 7 or Chapter 13 bankruptcy might be a good choice, but given your situation she might suggest options such as debt consolidation, settlement, short sale, short term interest-only loan (sometimes used to prevent a foreclosure when a judgment lien is involved and there is too much equity, but your income is expected to rise in near future), and other strategies you can learn free of charge to solve your dilemma.
CHAPTER 7 BANKRUPTCY ATTORNEYS FEES AND COSTS
One of the main concerns with all clients that come into our office are the costs and fees associated with filing for bankruptcy. Our bankruptcy law firm prides itself in providing our clients with reasonable attorney’s fees and costs to file their bankruptcy case. Our California bankruptcy attorney’s fees can range as low as $1,100 plus court filing fees and costs for a Chapter 7 Bankruptcy. The filing fee for a Chapter 7 bankruptcy case is $338. The attorney’s fees to file your Chapter 7 bankruptcy vary depending on the complexity of your bankruptcy case. There are a number of factors that are evaluated to determine the fees associated with your Chapter 7 Bankruptcy Case.
Among the factors that are evaluated are:
- Number of creditors
- Total amount of Debt
- Means test Analysis Required
- Joint or Single Filing
- Urgency of the Case -Garnishment, Levy on Bank Account
- Anticipated Issues and Problems with the Bankruptcy Case
Once we have evaluated your case, we will provide you with the exact fees and costs associated with filing your Chapter 7 bankruptcy case. You can retain our law offices for $100 retainer, which will allow you to refer your creditor calls to our law office. That will immediately STOP annoying and harassing creditor calls! In addition, we will provide you with a reasonable and low payment plan to pay the remaining fees and costs.
Our Chapter 7 bankruptcy attorneys will prepare your bankruptcy petition, file your bankruptcy case, and represent you at the 341 meeting of creditors as part of your Chapter 7 bankruptcy case.
CHAPTER 13 BANKRUPTCY ATTORNEYS FEES AND COSTS
Chapter 13 Bankruptcy Attorney’s fees are very similar and standard for most attorneys in the Central District of California. For attorneys in Los Angeles, Riverside, Orange County and Temecula area the attorney’s fees charged are $5,000 plus the court filing fee of $313. Our law firm charges half the fees to file your bankruptcy case. The remaining Chapter 13 attorney’s fees are placed in the bankruptcy plan to be paid over the life of the Chapter 13 plan. You can retain our law office for $200 retainer, which will allow you to refer any creditor calls to our law office.
As part of the Chapter 13 bankruptcy representation we will prepare your bankruptcy petition, Chapter 13 plan, file your bankruptcy case, and represent you at the 341 meeting of creditors and confirmation hearing.
Although the above is the standard rates for filing your bankruptcy case, our law firm has assisted numerous clients through different fee arrangements that will help you file your bankruptcy case quickly.
Norma Duenas has represented more than 3,000 individuals and couples in filing for Chapter 7 and Chapter 13 bankruptcy. Her focus is on ensuring that clients understand how bankruptcy works and whether it is the right option for their unique financial circumstances.
Ms. Duenas’ approach is to present her valued clients with the best possible options available to resolve their financial problems and to help them rebuild their financial future. Ms. Duenas is a member of the National Association of Consumer Bankruptcy Attorneys and has an Excellent rating among clients on Avvo.com. Her law office is also part of the Better Business Bureau and has an A rating.
As part of meeting with Norma Duenas you will fill out a questionnaire in person or online from home that will help us evaluate your financial situation and determine if bankruptcy can eliminate your debts and stop creditor collection efforts. Our founding attorney, Norma Duenas provides a free phone or office consultation up to one hour to review your facts, answer your questions, and provide you with all possible options.